Investors

2021

S-Bank, Annual Report 2021 (PDF, 2.7 MB)  

S-Bank, Capital and Risk Management Report 2021 (PDF, 1.1 MB)  

S-Bank, Financial Statements Bulletin 2021 (PDF, 3.6 MB)

S-Bank, Interim Report 1 January–30 September 2021 (PDF, 1.9 MB)

S-Bank, Half-year Report 1 January–30 June 2021 (PDF, 1.9 MB)

S-Bank, Interim Report 1 January–31 March 2021 (PDF, 1.3 MB)

2020

S-Bank, Annual Report 2020 (PDF, 6.3 MB)

S-Bank, Capital and Risk Management Report 2020 (PDF, 2.2 MB)

S-Bank, Financial Statements Bulletin, 1.1.–31.12.2020 (PDF, 2.3 MB)

S-Bank, Half-year Report, 1 January–30 June 2020 (PDF, 1 MB)

2019

S-Bank Capital and Risk Management Report 2019 (PDF, 2.2 MB)

S-Bank Annual report 2019 (PDF, 3.6 MB)

Auditor's Report 2019 (PDF, 359 kB)

S-Bank, Half-year Report, 1 January–30 June 2019 (PDF, 1.5 MB)

2018

S-Bank Capital and Risk Management Report 2018 (PDF, 2.8 MB)

S-Bank Annual report 2018 (PDF, 2.2 MB)

Auditor's Report 2018 (PDF, 353 kB)

S-Bank Interim Report January-June 2018 (PDF, 1.1 MB)

2017

S-Bank Annual Report 2017 (PDF, 1.4 MB)

S-Bank Interim Report January-June 2017 (PDF, 250 kB)

2016

S-Bank Annual Report 2016 (PDF, 1 MB)

S-Bank Interim Report January-June 2016 (PDF, 122 kB)

2015

S-Bank Annual Report 2015 (PDF, 670 kB)

S-Bank Interim Report January-June 2015 (PDF, 115 kB)

A system malfunction in S-Bank authentication during the summer – the situation has been resolved and all customers affected by the malfunction have been contacted

A malfunction occurred in the authentication with S-Bank online banking IDs during the period from 20 April to 5 August 2022, affecting a limited group of customers. The malfunction has been resolved. S-Bank has contacted all customers affected by the malfunction by an online bank message or a letter. If a customer has not been contacted, the malfunction did not concern them and there is no need for any action.

A malfunction occurred in the authentication with S-Bank online banking IDs during the period from 20 April to 5 August 2022, affecting a group of a few hundred people. As a result of the malfunction, a limited number of S-Bank customers had the chance in certain situations to log in to another customer’s online banking account. In a very small number of cases, the system malfunction was also misused, e.g. for unauthorised payments and for logging in to third-party online services.

The malfunction was due to the erroneous functioning of an individual software component in the online banking service. The malfunction was corrected as soon as it was detected. Authentication with the S-Bank online banking ID is secure. 

“We are deeply sorry for the incident. We take the security of our services very seriously, and continuously develop new ways to protect our services. This involves, unfortunately, a race with criminals who constantly seek new vulnerabilities in the services”, says Carl-Edvard Holmberg, director in charge of the development of S-Bank’s digital services.

S-Bank has requested the police to investigate the incident and establish whether those who have exploited the system malfunction have committed any crime. S-Bank will compensate its customers for any direct financial losses resulting from the malfunction.

“We have contacted all customers affected by the situation by an online bank message or a letter. In addition, we have made phone calls to customers. If a customer has not been contacted by us so far, the malfunction did not concern them and there is no need for any action.”

Further information:
S-Bank Communications, +358 50 573 5855, viestinta@s-pankki.fi

The CEO of S-Bank will change. The current CEO Pekka Ylihurula has stepped down, and the search for a new managing director has begun.

“I would like to thank Pekka Ylihurula for his long-term good work to develop S-Bank into a full-service bank,” says Jari Annala, S-Bank’s Chairman of the Board.

“S-Bank will continue to implement its strategy as planned, growing strongly and serving its 3.1 million customers,” Annala continues.

Deputy CEO Hanna Porkka will be acting as Interim CEO until the new CEO takes office.

“It’s a great honour to lead the bank voted Finland’s most responsible bank and our great personnel until a new managing director is elected,” Hanna Porkka says.

More information:
Jari Annala, S-Bank, Chairman of the Board
Hanna Porkka, S-Bank, Deputy CEO

Contacts are coordinated by S-Bank Communications, +358 50 573 5855